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Daniel Barnes
Jan 25, 2022
Is it possible for me to buy a house?
I'm in the middle of the process of getting green card. I don't have EAD as well, so I wanted to ask if I could buy a house in the US. I'm considering on every option: covering it 100% with my money or getting a loan. Has any of you succeeded or tried to buy a house?
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Lisa ModhwadiaJan 25, 2022
I don't know if my experience is going to help you to answer your question. My husband is Green card holder but he is in the process to become US citizen, we filed my I-130, 2 years ago I'm just waiting to him have his Oath ceremony to update my case because right now my process is a F2A. Long short story I don't even have my I-130 approved, I can't adjust as green card holder spouse, my husband and been trying to buy a house and bank only approved my husband because he is the only one who has social security number and legal status, the bank said if I had a registered company and showed atleast 1 or 2 years income and paid taxes they would included me in the loan. I know people they bought a house without loans but they bought it cash. The bank also said once I have my documents in the future I would be included as a co-owner and be considered in the family income if we want a refinance and but other properties or houses.
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M A AJan 25, 2022
You don't qualify for a loan,, but you can buy with cash
Josh bigoshJan 25, 2022
You don't need documents to buy a house. However, is more expensive when you apply under "foreign". If you pay in cash, you can use your passport and state ID to buy. Wait your GC for you to grow a credit score and then get a better APR on your loan.
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Mihai pJan 25, 2022
I bought a house, no GC. I also took a loan. no issues
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My CaseJan 25, 2022
@Mihai p in which state ?
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Mihai pJan 25, 2022
Texas. but you can buy in any state
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m dimitriJan 25, 2022
I bought house on L1 visa, so I am sure you can with EAD
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Mihai pJan 25, 2022
correct, you can buy on L1 as well, there aren’t any issues
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My CaseJan 25, 2022
okay
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saaaaa rodrigJan 25, 2022
so at least I have EAD I can take a loan to buy a house?
Lisa ModhwadiaJan 25, 2022
whoever with social security number can buy a house, even with Itin number but the bank is going to request to increase down payment to "reduce" risk.
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B HuJan 25, 2022
what visa do you have? I bought a house with H1b, with loan.
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ng ngFeb 2, 2022
Yes it’s possible 100%

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