you can use your assets including money on your bank account and also using both incomes if both of you are working.

you can also claim assets like cars, houses, towards your income if you own property

@Aziz Khaydarov My husband used the savings in his account and some Robinhood stocks that he had and they denied us, I had to reapply and find a co-sponsor, I had to pay the forms and medical exams again, I would have saved so much if I had put the co-sponsor the first time.🙁

yes, assets and savings. Just have to send proof