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lily tun
Sep 17, 2024
green card
I am about to apply GC for my husband. I have house loan and debt around $300000 that is okay to list under household liability? my household assets is around 450000. my annual income is around $41000 with three people in household.
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teddy imoSep 17, 2024
you will need a joint sponsor account
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lily tunSep 17, 2024
@Emmanuel okocha I make $41000 annual. why do I need to join sponsor?
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teddy imoSep 17, 2024
3 people with your husband 4right?
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teddy imoSep 17, 2024
4household is $44,850….3household is $37,113
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lily tunSep 17, 2024
@Emmanuel okocha just three people with my husband. my household liability is around $300000 and my assets is 450000 is that okay?
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teddy imoSep 17, 2024
okay
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teddy imoSep 17, 2024
is perfect
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Munawar SaeedSep 17, 2024
you are good to go with this household number.
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lily tunSep 17, 2024
@Munawar Saeed my liabilities is high around $340000 that is with mortgage loan but my assets is $400000 with house worth and 401 K do you think is can affect to get GC cuz my debt ratio is high?
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Munawar SaeedSep 18, 2024
liablities are not a problem as long as you have means to cover your monthly payments. you just need to satisfy the officer with paper evidence that you are and you can cover your monthly installments. if you are still unsure you can add a co-sponsor and there’s no harm to add one in your application. which forms you are going to fill for your husband for Green Card?
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lily tunSep 20, 2024
@Munawar Saeed yes green card. since my liabilities amount are large due to mortgage loan plus student loan around $230000 I don't them to think is my debts alone that is with my house. that is okay?

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