N
NY NY
Nov 1, 2022
credit card without SSN
Hi, does anybody know if there is a credit card available without SSN? I'm still waiting for my EAD to be approved but would like to start using a credit card to build credit history.
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Pavel BNov 1, 2022
yes, I’ve got one from Bank of America before my EAD and SSN
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C JNov 1, 2022
yes it’s possible… it’s kinda secure credit card
candy pNov 1, 2022
nope you cannot build credit without your social
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sal .Nov 1, 2022
I think before you get your social, every financial activity is blinded and it doesn’t count towards your credit history. I stand to be corrected tho
N
NY NYNov 1, 2022
thanks all! @pavel Was it a credit card or a secured credit card?
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Pavel BNov 2, 2022
It was a regular credit card with 1K limit. Even more, it became a part of the credit history once I added an SSN to my bank account.
N
NY NYNov 2, 2022
Wow, this is great news! Can you share a little more about it? For example, which BOA credit card it was? did you have to go to the bank to apply for it or just did it online?
George ENov 2, 2022
If you have an ITIN (eg if you filed taxes but don’t have an SSN, then you’ll have an ITIN), there are some credit card companies that give you a credit card based on your ITIN. Since you likely don’t have credit history in the US without an SSN, you’ll need to apply for a secured credit card first. But if you use it responsibly, within a year or so you’ll have enough credit history to get approved for a regular unsecured credit card.
Ann JNov 2, 2022
I have Amex cards applied here need a US bank account statement as address proof and a ID proof ie passport of your country they basically check if you have credit history
John 6GXXL39 CenaNov 2, 2022
i have a card at bank of america. when you add ssn to your account you will have credit history already. so yes, go and apply for credit card. if you will get credit card today and ssn after 1 year, your credit card will build you 1 year history
N
NY NYNov 2, 2022
Thanks a lot for your information guys!
Moh OmoNov 3, 2022
💯 yes
Shaz ManNov 17, 2022
Try Zolve secured credit

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